Question 1

What exactly is Onshorify?

Accepted Answer

Onshorify is a data center-agnostic, asynchronous, out-of-band compliance telemetry proxy layer. We act as an independent, zero-trust infrastructure auditor engineered to help Banks, FinTechs, and Tech Startups satisfy national data localization, data protection, and Point-of-Sale (PoS) geofencing mandates automatically.

Question 2

What does "Out-of-Band" mean in plain words?

Accepted Answer

It means our software operates on a parallel lane right next to your primary payment infrastructure. Instead of forcing a transaction thread to wait for a database check to complete, we intercept, isolate, and log required regulatory telemetry asynchronously. Your core global business logic never halts, pauses, or waits for our processing loop to complete.

Question 3

Is Onshorify a new core banking application or payment processor?

Accepted Answer

No. Onshorify is strictly a regulatory technology (RegTech) infrastructure tool. We do not route transactional funds or handle customer settlements. We do not manage multi-currency liquidity matching or clear card rails. We do not replace your core application engines or primary global databases.

Question 4

How does Onshorify generate live transaction health data without invading private core banking servers?

Accepted Answer

We utilize advanced asynchronous outward edge telemetry monitoring. The system continuously runs automated network route tracing, scrapes open infrastructure availability APIs, and aggregates real-time crowdsourced consumer transaction failure logs at the domestic edge to deliver a zero-friction, independent audit map of the Nigerian financial landscape.

Question 5

What is your Model Context Protocol (MCP) integration?

Accepted Answer

We have integrated an open-standard AI bridge into our application layer secured by Supabase OAuth 2.1 and Row-Level Security (RLS) [GD1]. This means your engineering and compliance teams can connect advanced AI models (such as Claude, ChatGPT, or Cursor) directly to your secure sandbox. The AI can execute authorized checks ( whoami , list_compliance_assessments ) and compile your regulatory reports straight from a terminal window.

Question 6

Myth: Local Nigerian data centers are inherently slower and cause transaction drops.

Accepted Answer

Fact: The local physical server hardware is perfectly fine. The real cause of transaction failure is The Marine Cable Latency Loop . When platforms keep their stateless application logic in a foreign public cloud (e.g., AWS Europe) but force their stateful production database onto local bare metal in Lagos, every single transaction thread forces a cross-border database round-trip. Running database queries and commits over localized undersea fiber lines spikes round-trip processing time from sub-30ms to over 250ms . This transatlantic delay is what triggers micro-timeouts, failed checkouts, and merchant churn during high-volume surges.

Question 7

Myth: To comply with CBN data localization rules, we must migrate our entire global cloud infrastructure to Lagos.

Accepted Answer

Fact: Doing a brute-force database relocation is an operational trap that takes 6 to 18 months, costs millions of dollars, and introduces massive systemic points of failure (like an undersea cable cut taking your entire global business offline). Regulatory directives mandate that primary transaction logs, metadata, and telemetry generated inside Nigeria must be processed and permanently stored inside Nigeria. Onshorify fulfills this completely by capturing and hashing 100% of the legally required data payload at the domestic ingestion edge inside 14 milliseconds , leaving your primary global cloud setups running undisturbed on their existing rails.

Question 8

Myth: In modern software, there is a single "original file" in one country and a "copy" in another.

Accepted Answer

Fact: In modern globally distributed cloud systems, the concept of a single physical "original file" is entirely obsolete. Data exists in synchronized states. By using write-through proxies and concurrent ingestion pipelines, Onshorify commits the transaction state to a secure local node at the exact same millisecond the global network executes the international clearing leg. The local node becomes the authoritative domestic ledger for regulatory inspections in real-time.

Question 9

How does Onshorify cater to different market stakeholders?

Accepted Answer

1 Enterprise Node Designed for Commercial Banks, FinTechs, and Tech Startups to manage local merchants, developer sandbox keys, and low-latency proxy logs with zero out-of-pocket overhead during staging. 2 CBN Portal Automates the tracking of the mandatory 70-meter radius PoS geofencing rules and monitors market concentration caps to prevent false boundary violations in high-density markets like Balogun or Computer Village. 3 NRS Portal Utilizes wealth consumption anomaly matching to automatically cross-reference luxury lifestyle footprints (such as elite estate fees or premium tuition logs) against tax profiles to flag non-filers. 4 SEC Portal Operates the Sovereign Digital Asset Audit Node (SDAAN) to give the commission real-time transaction volume visibility over licensed Virtual Asset Service Providers (VASPs) for automated regulatory levy collections. 5 NDPC Portal Handles local payload anonymization, 256-bit AES cryptographic hashing, and acts as an automated compiler for annual Compliance Audit Returns (CAR). 6 NIMC Portal Runs an asynchronous tokenized identity validation core, transforming slow manual lookup queries into high-velocity background checks that scale internal agency revenues. 7 NFIU Portal Houses the Asynchronous Suspicious Transaction Report (STR) Ingestion Node, scanning and flagging high-velocity structuring or layering attempts via anti-money laundering telemetry streams. 8 Public Transaction Health Radar Operates via automated outward edge route-tracing telemetry and crowdsourced consumer transaction reports, delivering a live, independent audit map of the Nigerian financial landscape without accessing private core banking servers.

Question 10

What are the minimum server requirements to run Onshorify in development?

Accepted Answer

Because our out-of-band proxy logic is highly optimized, it is incredibly lightweight. For the integration and sandbox testing phase, the application requires an ultra-lean footprint of just 1x Virtual Machine Instance ( 2 vCPU, 4GB RAM ) with 30GB of standard SSD storage. To ensure deployment scripts run flawlessly, your DevOps team simply needs to configure a standard virtual Swap File on the OS.

Question 11

How does this business model protect our company's runway?

Accepted Answer

We operate via an institutional Sweat Equity / Milestone-Vesting Framework for technical partners, alongside structured referral programs for corporate consulting firms. This eliminates immediate out-of-pocket software cash expenses during your initial integration phase, keeping your operational burn rate flat while you scale your regulatory compliance channels ahead of enforcement deadlines.

Onshorify Master FAQ

What Onshorify Is (And Is Not)

Infrastructure Myths & Tech Realities

The 8-Module Control Grid

Security & Partnership Frameworks

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